Karin Cunningham

San Bruno Farmer’s Market is a GREAT success!
July 2, 2009 · Karin Cunningham · Comment here

San Bruno Farmer's Market

 If you haven’t heard, the San Bruno Farmer’s Market started on Sunday, June 21st and is continuing every Sunday through October from 10-2pm!   Downtown Sundays will have live music, fresh fruit and vegetables, flowers, specialty breads and international food.

If you haven’t checked it out, I highly recommend swinging by! I was there on the first day and enjoyed picking out a variety of strawberries, blackberries and blueberries. I also bought some carrots, all kinds of summer squashes, and peaches! They were all delicious!

There was also a kettle corn booth, a booth for coloring and laminating commemorative pins, and a featured business. This event is put on by the San Bruno Chamber of Commerce so a featured business is an appropriate and great way for a business to promote themselves! (That means you’ll see me there one day, for sure!)

If you don’t have plans on a Sunday this summer, try to make it to the San Bruno Farmer’s Market! It’s a great local event you won’t want to miss!

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Dean Rizzi

We’re Getting the Job Done
June 30, 2009 · Dean Rizzi · 4 Comments

Conservatives will say government has done too much, while liberals will say government has done too little. No sense in debating the argument; the differences are irreconcilable. But what isn’t debatable is the recovery, which will fully bloom because of the efforts of the private section.

Former junk-bond king Michael Milken noted as much in the Wall Street Journal. One of the more pervasive myths is that money is in short supply, but it’s really not. Milken noted that corporations worldwide have raised nearly $2 trillion in public and private markets this year, a clear sign the economy is improving. The fact that non-investment-grade companies, such as Harrah’s Entertainment, Warner Music Group, MGM Mirage, and Rite Aid, are now paying down bank debt with newly raised funds shows the capacity of our financial markets to re-capitalize, thanks mostly to the efforts of private financiers.     Read more

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Kathy Wall

Environmental Issues When Buying A Home
June 29, 2009 · Kathy Wall · 3 Comments

I recently had to renew my real estate license for another 4 years and, as part of that process, had to take 45 hours of continuing education.    I’ve been selling real estate for 16 years and, after all of that time, you start to think you know it all.    Clearly, I was wrong, because I learned a lot from taking these courses.    

The course that covers environmental issues in  homes was of particular interest.   I thought that some of the things I learned might be of help to my readers, so my next few articles will cover some of the environmental issues people need to be aware of.   Today, I’ll talk a little about asbestos. Read more

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Claudia Hurtado

Have you been to the South San Francisco’s Farmer’s Market!
June 28, 2009 · Claudia Hurtado · 4 Comments

fruits-vegetables1Have you been to the South San Francisco Farmers’ Market?

Well you dont know what you are missing!  It is now open Saturday’s  for the summer season until October 31, 2009 from 10am to 2pm!  It’s filled with wonderful fruits and vegetables, fresh cut flowers, and much much more!

The South San Francisco Farmers’ Market is currently located at the Plaza of the South San Francisco BART Station

Did you know that The Pacific Coast Farmers’ Market Association is the state’s largest operator of Certified Farmers’ Markets, with over sixty Certified Farmers’ Markets weekly in the Bay Area during the peak summer months. Certified Farmers’ Markets are locations that offer only California-grown products sold directly to consumers by the farmers that grew, nurtured and harvested the crops.

Hope to see you there!                                                Visit my Website!

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Dean Rizzi

Lower Rates Aren’t In The Bag
June 24, 2009 · Dean Rizzi · 4 Comments

Last week’s drop in mortgage rates was a welcome relief, and you would think that more relief should be forthcoming. After all, inflation appears to be a dead issue, given recent data on producer and consumer prices. Inflation and interest rates are highly correlated: When one falls, the other usually falls in tandem.

But there is more to the story than inflation. All interest rates are determined relative to risk-free market interest rates, with short-term Treasury bills serving as a proxy. But most interest rates are not risk-free. Mortgages rates are certainly not risk-free, which is why they are higher than Treasury bill rates. What’s more, mortgage rates are heavily influenced by rates on mortgage-backed securities (MBS). MBS rates, in turn, are heavily influenced by yields on Treasury bills, notes, and bonds.

And there is the rub. Treasury securities prices tumbled last week after Read more

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Jean Joh

5 Tips To Improve Your Odds in a Multiple Offer Situation
June 23, 2009 · Jean Joh · 9 Comments

auction“Multiple offers?  I thought we were in a Buyer’s Market?”  Well, it certainly IS a great time to buy in that we are seeing interest rates that are still at historical lows coupled with housing prices that are more affordable.  But on the other hand, here in the San Francisco & Peninsula area, we are seeing an increasing number of multiple offer situations.  For example, on the last home my clients submitted an offer for, there were 26 (yes TWENTY-SIX!) offers, all of which were put in within the home’s first two weeks on the market!  Whatever the reasons for this, it’s become clear that if a home is well priced or below market value, there’s a good possibility that prospective home buyers will find themselves in a multiple offer situation.  Here are five tips to help make your offer stronger:

Read more

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Adam Chinn

Homes Are Moving Quickly!
June 19, 2009 · Adam Chinn · 5 Comments

cartoon-house-runningI recently started working with some first time home buyers. We made an appointment to view four homes in Daly City and South San Francisco. They have not had much experience viewing homes and wanted to get their feet wet to see what was offered in the current market.

As always, I do my best to preview the homes I show, as to gain as much knowledge as possible about the homes we are going to view.

What we were surprised to find out is that, out of the four homes we planned on viewing, 3 of them were marked pending or were going to be marked pending soon. All of the homes were vacant and have been on the market less than a month.   Read more

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Lee Ginsburg

What shall it be; Loan Modification? Short Sale? Foreclosure?
June 16, 2009 · Lee Ginsburg · 4 Comments

You are among the millions underwater and over stressed. What shall you do.

Your credit will be most negatively affected with a Foreclosure, then a short sale. As long as you stay current on your loan, loan modification should not affect your credit.  Your credit score weather it is right or wrong is used by potential employers before hiring, landlords before renting, insurance companies before granting insurance and etc.  Depending on your individual situation maybe credit is not important. 

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My client’s father nearing retirement age could live in his son’s rental unit and will not be looking for another job said he might pass away before his home in Las Vegas is worth as much as as his loan.  He opted for foreclosure.   Read more

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