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	<title>Comments on: How to Apply “Free Money” Wisely Toward a Home Purchase?</title>
	<atom:link href="http://www.prucalvoices.com/2009/02/how-to-apply-%e2%80%9cfree-money%e2%80%9d-wisely-toward-a-home-purchase/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.prucalvoices.com/2009/02/how-to-apply-%e2%80%9cfree-money%e2%80%9d-wisely-toward-a-home-purchase/</link>
	<description>Conversations in Real Estate</description>
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		<title>By: Adam Chinn</title>
		<link>http://www.prucalvoices.com/2009/02/how-to-apply-%e2%80%9cfree-money%e2%80%9d-wisely-toward-a-home-purchase/comment-page-1/#comment-723</link>
		<dc:creator>Adam Chinn</dc:creator>
		<pubDate>Tue, 24 Feb 2009 01:38:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=683#comment-723</guid>
		<description>Great Post Annie,
I like how you broke down into sections how the $8,000 could be used to pay different things.  Now is a wonderful opportunity for people to purchase a home.</description>
		<content:encoded><![CDATA[<p>Great Post Annie,<br />
I like how you broke down into sections how the $8,000 could be used to pay different things.  Now is a wonderful opportunity for people to purchase a home.</p>
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		<title>By: Karin C</title>
		<link>http://www.prucalvoices.com/2009/02/how-to-apply-%e2%80%9cfree-money%e2%80%9d-wisely-toward-a-home-purchase/comment-page-1/#comment-722</link>
		<dc:creator>Karin C</dc:creator>
		<pubDate>Mon, 23 Feb 2009 23:23:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=683#comment-722</guid>
		<description>Annie, You are a great blog writer and I love reading oyur posts. You explained this tax credit so that eveyone can understand it batter and hopefully take advantage and see the benefits!</description>
		<content:encoded><![CDATA[<p>Annie, You are a great blog writer and I love reading oyur posts. You explained this tax credit so that eveyone can understand it batter and hopefully take advantage and see the benefits!</p>
]]></content:encoded>
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	<item>
		<title>By: Larry Franzella</title>
		<link>http://www.prucalvoices.com/2009/02/how-to-apply-%e2%80%9cfree-money%e2%80%9d-wisely-toward-a-home-purchase/comment-page-1/#comment-721</link>
		<dc:creator>Larry Franzella</dc:creator>
		<pubDate>Mon, 23 Feb 2009 18:58:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=683#comment-721</guid>
		<description>Annie,

Wonderfully presented inormation on the stimulas package!

Larry</description>
		<content:encoded><![CDATA[<p>Annie,</p>
<p>Wonderfully presented inormation on the stimulas package!</p>
<p>Larry</p>
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		<title>By: Brian Boisson</title>
		<link>http://www.prucalvoices.com/2009/02/how-to-apply-%e2%80%9cfree-money%e2%80%9d-wisely-toward-a-home-purchase/comment-page-1/#comment-720</link>
		<dc:creator>Brian Boisson</dc:creator>
		<pubDate>Mon, 23 Feb 2009 16:07:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=683#comment-720</guid>
		<description>Annie,

Thanks for the informative post.

This is a wonderful opportunity for first time buyers or those who have not owned in the three years prior to purchase.

The window of opportunity will be short!

Brian</description>
		<content:encoded><![CDATA[<p>Annie,</p>
<p>Thanks for the informative post.</p>
<p>This is a wonderful opportunity for first time buyers or those who have not owned in the three years prior to purchase.</p>
<p>The window of opportunity will be short!</p>
<p>Brian</p>
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		<title>By: Michael Monozon</title>
		<link>http://www.prucalvoices.com/2009/02/how-to-apply-%e2%80%9cfree-money%e2%80%9d-wisely-toward-a-home-purchase/comment-page-1/#comment-717</link>
		<dc:creator>Michael Monozon</dc:creator>
		<pubDate>Sun, 22 Feb 2009 17:05:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=683#comment-717</guid>
		<description>Annie, great post and suggestions. Low interest rates, prices that lower monthly payments hundreds of dollars from just 2-3 years ago, and now an $8,000 tax credit, most families that qualify for a new home loan in the Bay Area are in a 25-35% tax bracket, when taken into consideration, that actually means the $8,000 credit can be as much as $12-14,000 before paying taxes on the money, and as you mentioned there are no taxes to be paid.
Sounds like when one considers all the perks there may never be an opportunity like this again. If you are purchasing a home to live in, enjoy, raise a family, have ties to the community, and no landlord, Today just might be looked back upon as the Opportunity of a Lifetime</description>
		<content:encoded><![CDATA[<p>Annie, great post and suggestions. Low interest rates, prices that lower monthly payments hundreds of dollars from just 2-3 years ago, and now an $8,000 tax credit, most families that qualify for a new home loan in the Bay Area are in a 25-35% tax bracket, when taken into consideration, that actually means the $8,000 credit can be as much as $12-14,000 before paying taxes on the money, and as you mentioned there are no taxes to be paid.<br />
Sounds like when one considers all the perks there may never be an opportunity like this again. If you are purchasing a home to live in, enjoy, raise a family, have ties to the community, and no landlord, Today just might be looked back upon as the Opportunity of a Lifetime</p>
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