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	<title>Comments on: The Whole Picture</title>
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	<description>Conversations in Real Estate</description>
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		<title>By: Dean Rizzi</title>
		<link>http://www.prucalvoices.com/2009/06/the-whole-picture/comment-page-1/#comment-1164</link>
		<dc:creator>Dean Rizzi</dc:creator>
		<pubDate>Tue, 23 Jun 2009 18:24:43 +0000</pubDate>
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		<description>It&#039;s been well documented Wall Street did not properly disclose the risks involved with some of the mortgage instruments they were selling.  Clearly, we in the industry reached a point where we thought the lenders were being overly aggressive and darn right foolish in their lending practices.  It all comes down to disclosure…</description>
		<content:encoded><![CDATA[<p>It&#8217;s been well documented Wall Street did not properly disclose the risks involved with some of the mortgage instruments they were selling.  Clearly, we in the industry reached a point where we thought the lenders were being overly aggressive and darn right foolish in their lending practices.  It all comes down to disclosure…</p>
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		<title>By: Michael Monozon</title>
		<link>http://www.prucalvoices.com/2009/06/the-whole-picture/comment-page-1/#comment-1159</link>
		<dc:creator>Michael Monozon</dc:creator>
		<pubDate>Mon, 22 Jun 2009 21:17:08 +0000</pubDate>
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		<description>Hi Dean
credit is such a necessary part of our economy, and its value to all of us is so apparent in the housing industry. start with the land purchase and end with the food we put on the table, credit is evident all along the chain. We are all spoiled a bit by the easy and inexpensive credit that was available in recent years. Interesting that the cause of the problem is also the solution, maybe that means  it is the abuse of credit not the credit itself. Or is it that simple?</description>
		<content:encoded><![CDATA[<p>Hi Dean<br />
credit is such a necessary part of our economy, and its value to all of us is so apparent in the housing industry. start with the land purchase and end with the food we put on the table, credit is evident all along the chain. We are all spoiled a bit by the easy and inexpensive credit that was available in recent years. Interesting that the cause of the problem is also the solution, maybe that means  it is the abuse of credit not the credit itself. Or is it that simple?</p>
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		<title>By: Dean Rizzi</title>
		<link>http://www.prucalvoices.com/2009/06/the-whole-picture/comment-page-1/#comment-1156</link>
		<dc:creator>Dean Rizzi</dc:creator>
		<pubDate>Sun, 21 Jun 2009 17:41:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=1482#comment-1156</guid>
		<description>Thank you for your comments.... I have seen continued demand this past week... a few of my borrowers have been outbid on properties they put offers on.</description>
		<content:encoded><![CDATA[<p>Thank you for your comments&#8230;. I have seen continued demand this past week&#8230; a few of my borrowers have been outbid on properties they put offers on.</p>
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		<title>By: Adam Chinn</title>
		<link>http://www.prucalvoices.com/2009/06/the-whole-picture/comment-page-1/#comment-1152</link>
		<dc:creator>Adam Chinn</dc:creator>
		<pubDate>Thu, 18 Jun 2009 22:15:20 +0000</pubDate>
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		<description>Dean,
Thanks for giving us your prospective on what&#039;s going on with today&#039;s mortgage picture.  It is a two way street and I&#039;m sure the trend for increase purchase mortgages will continue.

Adam</description>
		<content:encoded><![CDATA[<p>Dean,<br />
Thanks for giving us your prospective on what&#8217;s going on with today&#8217;s mortgage picture.  It is a two way street and I&#8217;m sure the trend for increase purchase mortgages will continue.</p>
<p>Adam</p>
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		<title>By: Brian Boisson</title>
		<link>http://www.prucalvoices.com/2009/06/the-whole-picture/comment-page-1/#comment-1148</link>
		<dc:creator>Brian Boisson</dc:creator>
		<pubDate>Wed, 17 Jun 2009 15:05:47 +0000</pubDate>
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		<description>Dean,

There are always two sides to a story and borrowing responsibly is always important.

Thanks,

Brian</description>
		<content:encoded><![CDATA[<p>Dean,</p>
<p>There are always two sides to a story and borrowing responsibly is always important.</p>
<p>Thanks,</p>
<p>Brian</p>
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		<title>By: Larry Franzella</title>
		<link>http://www.prucalvoices.com/2009/06/the-whole-picture/comment-page-1/#comment-1144</link>
		<dc:creator>Larry Franzella</dc:creator>
		<pubDate>Tue, 16 Jun 2009 21:09:49 +0000</pubDate>
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		<description>Hi Dean,
Great post.
Larry</description>
		<content:encoded><![CDATA[<p>Hi Dean,<br />
Great post.<br />
Larry</p>
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