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	<title>Comments on: Turn that movie in on time!</title>
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		<title>By: Shokoofeh Nowbakht</title>
		<link>http://www.prucalvoices.com/2009/09/turn-that-movie-in-on-time/comment-page-1/#comment-1731</link>
		<dc:creator>Shokoofeh Nowbakht</dc:creator>
		<pubDate>Sun, 20 Sep 2009 19:52:39 +0000</pubDate>
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		<description>Claudia,
Great point. I also had a client who unfortunately, could not buy a house last year becaufe he had bankruptcy. He learned it the hard way that credit is really important in your buying ability. He is now working on improving his credit and cleaning up the bad history.
Shokoofeh</description>
		<content:encoded><![CDATA[<p>Claudia,<br />
Great point. I also had a client who unfortunately, could not buy a house last year becaufe he had bankruptcy. He learned it the hard way that credit is really important in your buying ability. He is now working on improving his credit and cleaning up the bad history.<br />
Shokoofeh</p>
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		<title>By: Adam Chinn</title>
		<link>http://www.prucalvoices.com/2009/09/turn-that-movie-in-on-time/comment-page-1/#comment-1707</link>
		<dc:creator>Adam Chinn</dc:creator>
		<pubDate>Wed, 16 Sep 2009 01:51:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=1819#comment-1707</guid>
		<description>Nice Post Claudia,
It is important for us to know how to help our credit scores.  It is important for people to know just how much their credit score means, especially when planning to purchase a house.  

There are many different factors and issues to become educated about when buying or selling a home and it is important to learn as much as you can.  Thanks again for the great post.

Adam</description>
		<content:encoded><![CDATA[<p>Nice Post Claudia,<br />
It is important for us to know how to help our credit scores.  It is important for people to know just how much their credit score means, especially when planning to purchase a house.  </p>
<p>There are many different factors and issues to become educated about when buying or selling a home and it is important to learn as much as you can.  Thanks again for the great post.</p>
<p>Adam</p>
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		<title>By: Kathy Wall</title>
		<link>http://www.prucalvoices.com/2009/09/turn-that-movie-in-on-time/comment-page-1/#comment-1681</link>
		<dc:creator>Kathy Wall</dc:creator>
		<pubDate>Sun, 13 Sep 2009 18:56:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=1819#comment-1681</guid>
		<description>Dear Claudia,

Excellent article!  I&#039;m so glad you have joined the blogging group.  I&#039;ll never forget the first lesson I got in credit scores way back when.  My really adorable clients were buying a mobile home.  Right before the close, they went out and charged a bunch of stuff for the new house. The lender did a final check of their credit, saw all their charges and (almost) didn&#039;t give them the loan.  From that date forward, I warned each and every client to wait until they actually owned the home to make any big purchases.</description>
		<content:encoded><![CDATA[<p>Dear Claudia,</p>
<p>Excellent article!  I&#8217;m so glad you have joined the blogging group.  I&#8217;ll never forget the first lesson I got in credit scores way back when.  My really adorable clients were buying a mobile home.  Right before the close, they went out and charged a bunch of stuff for the new house. The lender did a final check of their credit, saw all their charges and (almost) didn&#8217;t give them the loan.  From that date forward, I warned each and every client to wait until they actually owned the home to make any big purchases.</p>
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		<title>By: Larry Franzella</title>
		<link>http://www.prucalvoices.com/2009/09/turn-that-movie-in-on-time/comment-page-1/#comment-1662</link>
		<dc:creator>Larry Franzella</dc:creator>
		<pubDate>Fri, 11 Sep 2009 15:36:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=1819#comment-1662</guid>
		<description>Great post - people don&#039;t realize just how credit scoring works.  Things that a person would percive as a move that would help your credit score, such as canceling credit cards can actually effect your credit score.</description>
		<content:encoded><![CDATA[<p>Great post &#8211; people don&#8217;t realize just how credit scoring works.  Things that a person would percive as a move that would help your credit score, such as canceling credit cards can actually effect your credit score.</p>
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		<title>By: Brian Boisson</title>
		<link>http://www.prucalvoices.com/2009/09/turn-that-movie-in-on-time/comment-page-1/#comment-1648</link>
		<dc:creator>Brian Boisson</dc:creator>
		<pubDate>Thu, 10 Sep 2009 15:05:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.pruvoices.com/?p=1819#comment-1648</guid>
		<description>Claudia,

Thank you very much for your post!  You are so right, everyday things you do affect your credit score. Even if a person is not buyer a home, car or big ticket items, insurance companies, health insurers etc. check your credit score. If your score is high you will pay less for insurance as you are a better risk.

Also, its a good time to remind buyers not to put a lot of debt on their credit cards prior to funding a loan as lenders check credit scores prior to funding.  So that couch they buy might be for a home they thought they bought!

Brian</description>
		<content:encoded><![CDATA[<p>Claudia,</p>
<p>Thank you very much for your post!  You are so right, everyday things you do affect your credit score. Even if a person is not buyer a home, car or big ticket items, insurance companies, health insurers etc. check your credit score. If your score is high you will pay less for insurance as you are a better risk.</p>
<p>Also, its a good time to remind buyers not to put a lot of debt on their credit cards prior to funding a loan as lenders check credit scores prior to funding.  So that couch they buy might be for a home they thought they bought!</p>
<p>Brian</p>
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