Comments on: Bank or Mortgage Broker? Who to Use? http://www.prucalvoices.com/2009/10/bank-or-mortgage-broker-who-to-use/ Conversations in Real Estate Wed, 08 Feb 2012 15:43:51 +0000 hourly 1 http://wordpress.org/?v=3.2 By: Larry Franzella http://www.prucalvoices.com/2009/10/bank-or-mortgage-broker-who-to-use/comment-page-1/#comment-1754 Larry Franzella Fri, 09 Oct 2009 16:04:36 +0000 http://www.pruvoices.com/?p=1853#comment-1754 A good mortgage broker can really be beneficial to the transaction. Larry A good mortgage broker can really be beneficial to the transaction.

Larry

]]> By: Adam Chinn http://www.prucalvoices.com/2009/10/bank-or-mortgage-broker-who-to-use/comment-page-1/#comment-1751 Adam Chinn Mon, 05 Oct 2009 21:32:29 +0000 http://www.pruvoices.com/?p=1853#comment-1751 Kathy, I have also experienced difficulties with a large bank. I had clients who were purchasing a home and they were friends with a loan officer, so they naturally wanted to give them business. When possible I prefer to work with people who are referred or recommended to me, but as long as my client is happy then it was ok with me. Little did I know how long and complicated getting the loan for my clients would be. In my opinion, much of it was due to the actual loan officer not always being on top of things. I know everyone is busy and my clients were buying property on the more affordable side, so perhaps they did not get all the attention they deserved in getting the loan through. Although I had a bad experience with that particular bank I have believed that many of the issues could have been solved by the loan officer and I did not think it was due to the company itself, but I could be wrong. I'm sure every company has some employees that are great and some that could do their job a little bit better. Most importantly, my clients eventually got their loan, house and they are happy. I try to give people and companies the benefit of the doubt, but sometimes it isn't easy. The people you work with shape how and what will happen to you. It sounds like your clients were happy in the end and I would not expect anything less with you representing them. Thanks for sharing your experience. Keep up the great work! Adam Kathy,
I have also experienced difficulties with a large bank. I had clients who were purchasing a home and they were friends with a loan officer, so they naturally wanted to give them business. When possible I prefer to work with people who are referred or recommended to me, but as long as my client is happy then it was ok with me.

Little did I know how long and complicated getting the loan for my clients would be. In my opinion, much of it was due to the actual loan officer not always being on top of things. I know everyone is busy and my clients were buying property on the more affordable side, so perhaps they did not get all the attention they deserved in getting the loan through.

Although I had a bad experience with that particular bank I have believed that many of the issues could have been solved by the loan officer and I did not think it was due to the company itself, but I could be wrong. I’m sure every company has some employees that are great and some that could do their job a little bit better.

Most importantly, my clients eventually got their loan, house and they are happy. I try to give people and companies the benefit of the doubt, but sometimes it isn’t easy. The people you work with shape how and what will happen to you. It sounds like your clients were happy in the end and I would not expect anything less with you representing them. Thanks for sharing your experience. Keep up the great work!

Adam

]]> By: Dean Rizzi http://www.prucalvoices.com/2009/10/bank-or-mortgage-broker-who-to-use/comment-page-1/#comment-1750 Dean Rizzi Mon, 05 Oct 2009 18:59:22 +0000 http://www.pruvoices.com/?p=1853#comment-1750 Kathy, Thanks for the story. I always tell my clients who come referred by realtors that it's in my best interest to make sure they are well taken care of because that's how i get more referrals from that realtor. It's so important that they feel we gave 110%. It’s simple business. Dean Rizzi Kathy,

Thanks for the story. I always tell my clients who come referred by realtors that it’s in my best interest to make sure they are well taken care of because that’s how i get more referrals from that realtor. It’s so important that they feel we gave 110%. It’s simple business.

Dean Rizzi

]]> By: admin http://www.prucalvoices.com/2009/10/bank-or-mortgage-broker-who-to-use/comment-page-1/#comment-1749 admin Mon, 05 Oct 2009 15:49:18 +0000 http://www.pruvoices.com/?p=1853#comment-1749 Kathy, Thanks for your observations. When a particular bank is heavily promoting a particular product they can be very competitive. Many times an excellent mortgage broker can find the correct product for your buyer that is a better overall value. Thanks again, Brian Kathy,

Thanks for your observations.

When a particular bank is heavily promoting a particular product they can be very competitive.

Many times an excellent mortgage broker can find the correct product for your buyer that is a better overall value.

Thanks again,

Brian

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