Calling all Potential Home Buyers…

July 29, 2008 · Nicole Machado · 1 Comment

“Obstacles are those frightful things you see when you take your eyes off the goal.” ~Henry Ford

Don’t let the turmoil of the subprime crisis get in the way of your dream of becoming a homeowner. With all the negativity buzzing around, everyone seems to be missing out on the opportunities out there. It’s time to get educated and surround yourself with a solid, knowlegeable team that can assist you in making informed decisions when purchasing Real Estate. Whether you are a first time home buyer or getting ready to upgrade, there are many loan products out there that can help you get the home of your dreams. Don’t let obstacles throw you off track. Ask questions and educate yourself on all of the loan products out there helping people who have little money down or not so good credit. Remember a closed mouth doesn’t get fed. If you keep your eye on the prize you will reap the benefits down the road. Check out these websites to learn about some loan programs that can assist you in purchasing a home. http://www.hud.gov/buying/loans.cfm or http://www.heartofsmc.org/

How does the San Mateo County MCC program help first time home buyers save money?

July 28, 2008 · Dean Rizzi · 3 Comments

First of all, what is MCC anyway? MCC stands for Mortgage Credit Certificate. The MCC is a federal tax credit for eligible first-time homebuyers. It helps first time buyers by giving them an additional tax benefit in addition to the normal tax benefit from owning a home to begin with.

Here is how it works. Read more

Welcome to PruVoices!

July 2, 2008 · admin · 2 Comments

Welcome to PruVoices, a real estate blog sponsored by Prudential California Realty located in San Bruno, California. We are here to talk with you about all sorts of real estate related topics and hope you join in on our conversations on all things real estate!

Our topics include:

Bay Area neighborhood news and events. The San Mateo Peninsula areas we cover include Daly City, Brisbane, South San Francisco, San Bruno, Pacifica, Millbrae, Burlingame, San Mateo, Belmont, San Carlos, and Redwood City.

Local real estate trends such as the amount of homes on the market versus recent sales. What is affecting real estate prices in your neighborhood?

Marketing your home. Let’s talk about great ways to get your home sold and how to get top dollar.

Real estate finance topics include current interest rates, pre-qualifying for home financing and FICO scores and loan programs such as FHA loans, first-time home buyer programs, CalVet, and some of the more local programs.

Real estate in the news, a place to express your opinion and leave comments about real estate articles in the news and on the web.

Frequently asked questions is another category that should help some of those who are too shy to ask!

We look forward to connecting with buyers, seller, and agents alike. We welcome all comments on our posts. Please don’t be shy to ask a question. That is how we all learn!

Our goal is to continue to provide information and engage in conversations about different areas in the Bay Area that you would like to buy, sell or simply talk about. We are very excited that you found us so leave us a comment and we will respond promptly!

Thank you for joining us!