SSF New Resident Contact Sheet
Are you a new resident to SSF? If so, the City of South San Francisco has developed a contact sheet to get you started off on the right track. This information was found on www.ssf.net and I thought it was useful information for people who have recently moved to the City. Click on the thumb nail picture for a full size image.
Sunnyside…a little neighborhood in San Francisco
I share with you all a quaint little place in San Francisco called Sunnyside. It is nestled alongside Glen Park and highway 280. The story is that the name Sunnyside came about when the developers were marketing this area. They wanted to attract buyers to this (kinda) foggy part of town so they came up with the clever name of Sunnyside. It has a gorgeous view of the Brisbane Mountains. It is a small neighborhood, but conveniently located and easily accessible to all parts of San Francisco. The commercial strip if you will, is mainly along Monterey Blvd where there are several restaurants and a small but convenient Safeway grocery store. The Glen Park neighborhood is also so close that Sunnyside residents can easily walk to the great restaurants like, Chenery Park or Sangha among others for a nice dinner. The recent opening of Canyon grocery store has also been a great addition. The Glen Park BART station is conveniently a quick walk away as well. Read more
SSF Annual Easter Egg Hunt
The City of South San Francisco holds an Easter Egg Hunt annually at Orange Park in SSF, I found the below information at www.ssf.net and thought I would pass it along…
Saturday, April 4th – 10:00 A.M.
Orange Memorial Park Picnic
Preschool and elementary school children (8 years of old and younger) are invited to participate in our 62nd Annual Easter Egg Hunt. Children can search for eggs and hidden prizes as well as visiting with the Easter Bunny. The hunt takes place rain or shine at the Orange Park Shelter. There will be two hunts occurring at the same time for children ages 3 – 5 and 6 – 8. Participation is free!!! Parents don’t forget your camera. Thank you to our sponsors; South San Francisco Women’s Club and South San Francisco Friends of Parks and Recreation. For more information, call (650) 829-3800.
Real Estate Jargon…What Do All of These Terms Mean?
We Realtors often bandy about tons of real estate jargon. We talk to our clients and friends about short sales, REO’s, contingency periods, etc. I have come to realize, however, that just because we know what all of this stuff means, not everyone does, so I thought it would be helpful to describe some of the terms we use. Hopefully, this will give you some idea of what we’re talking about as we rattle on and on and your eyes are going bleary! Here goes:
Contingency Periods: We, generally, refer to these when doing our contracts. As an example, we tell you that you will have a 10 day period to “remove your property condition contingency” or 20 days to remove loan and appraisal contingencies. What this really boils down to, is that these are the time frames during which you will have the right to get your deposit back if you cancel the contract. Once you “remove these contingencies,” you are no longer entitled to get your deposit back, unless you can prove some sort of fraud. Read more
VA Loan Questions and Answers
Can I get a VA loan if I have had a bankruptcy in the last few years?
VA credit standards state that a veteran with a bankruptcy less than 3 years ago would generally not be considered a satisfactory credit risk unless: the veteran or spouse has obtained items on credit since the bankruptcy and has paid the obligations in a satisfactory manner for a continued period; and the bankruptcy was caused by circumstances beyond the control of the borrower, which would have to be verified. A bankruptcy discharged 3 to 5 years ago must be given some consideration in the underwriting of the loan. A bankruptcy discharged more than 5 years ago may be disregarded. These are the minimum standards that mortgage companies must follow when making a VA loan. In 95% of the cases, companies make the decision to approve a loan without VA’s prior approval. Keep in mind that mortgage companies also have money at risk in giving you a VA loan, so they may have stricter credit standards than those mandated by VA.
How large of a loan can I get? If my guaranty entitlement is $36,000, does this mean I am limited to a $36,000 loan? Read more
Mortgage Protection Program for First-Time Homebuyers!!
Great news for California home buyers! As if the $8000 tax credit, historically low interest rates, and affordable home prices were not enough, the California Association of Realtors Housing Affordability Fund (C.A.R.H.A.F.) is making the pot even sweeter by offering a mortgage protection program for first-time home buyers. Wow!
Back in January, I posted a blog on my personal blogsite (http://budurl.com/5vpd) about the Hyundai Assurance Program (if you lose your job or have another hardship within 12 months, you can give your new car back) and commented that it would be an interesting idea if we could have the same sort of thing for buying homes. The basic idea – buy a new home, and if you lose your job, you can give the home back without penalty. Well, it seems that someone out there was reading my blog…okay, maybe not, but this new program is not too far from the same line of thinking. So what does it entail exactly?
How to Lower Your Property Tax?
This is no April Fool’s Day joke! When home values go south, one positive thing for current homeowners may be the chance to lower their property tax. You might have seen advertisements that offer to lower your property tax for a fee anywhere from $100-$300…don’t be fooled!!!…Did you know that you can lower your property tax for FREE (or just a small amount for filing fee)? And, it’s simple to do!
First, download the property tax appeal application from your county’s tax assessor office (see links below). Print out the form and complete the information about your property. You will be able to find all of the information needed on your property tax bill. Some counties websites allow you to submit the form online. Read more
San Mateo County “Telephone Town Hall” w/Congresswoman Speier
Another great piece of information for the community passed on by my Broker John Gieseker:
Jackie Speier hosts:
“Telephone Town Hall”
to address credit/mortgage problems
San Mateo – Residents of the 12th Congressional District who have
questions about consumer credit and/or mortgages can participate in a
“telephone town hall” this Wednesday evening with Congresswoman Jackie
Speier and counselors from San Francisco’s non-profit Consumer Credit
Counseling Service.
“I encourage anyone with concerns about credit card debt, consumer
loans, mortgage modifications or refinance to participate in this call,” Read more
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