12th Annual SSF Citywide Garage Sale
Calling all South San Francisco residents who may want to participate in this event.
For the 12th Consecutive Year, the City of South San Francisco and the South San Francisco Scavenger Company are sponsoring the “Citywide Garage Sale”. The Garage Sale will take place on Saturday, September 10, 2011. Residents wishing to participate may open their garages and participate in the sale on that day. Participation is FREE and registration is not required. Help the City in its continuing effort to encourage recycling and reuse by:
- Announcing the sale at your church or in a club newsletter
- E-mail family and friends
- Download the attached flyer and post it on a community or employee bulletin board
- Help ensure a large turnout on your block by encouraging your neighbors to participate
If you have any questions about the Citywide Garage Sale, please contact the City Clerk’s Office at (650) 877-8518.
This information was was found on the city of South San Francisco’s website www.ssf.net
Nicole Machado
South San Francisco Neighborhood Real Estate Specialist
90% Jumbo loans are back!
Good news for home buyers looking to take advantage of current real estate prices. After a long hiatus, 90% jumbo loans are back in the game for higher-priced homes. Up until recently, a down payment of 20% was mandatory for jumbo loans over $729,750. We at Guarantee Mortgage have an exclusive contract with a small credit union that will lend up to $979,200 with a down payment of only 10%. That means you can purchase a house or condo up to $1,088,000 using a 5/1, 7/1 or 10/1 ARM. The program requires excellent credit and income and monthly mortgage insurance.
Dean Rizzi
www.deanrizzi.com
Should I Tell Them What They Want to Hear?
Over the last couple of months I have lost out on three listings….three really good homes in great locations..because I was honest with the potential clients. In each case, the owners had very unrealistic expectations about what they could get for their property, or as sellers are fond of saying what they “needed” to get out of their properties.
I did everything that I could to be upbeat while meeting with all of them, but two of them wanted $1,500,000 for homes that were either in much need of updating or that had been updated in a particular style that would not be appealing to a large number of buyers. Both of those homes were cluttered and had several pets roaming around, which would make them hard to show. The owners said they “sensed a lot of negativity” when I made a few recommendations about things they could do increase the value of their homes.
Anyone who knows me, knows that I am about the least negative person around….I always try to put a positive spin on everything…but it’s my job to try to help owners get the best possible price for their home, so I have to tell them things that would help them or I wouldn’t be doing them justice. Read more
Buyers… Buyers… Buyers, Here’s a little food for thought for you…
Working on a day to day basis with buyers can be rewarding most times; however, at times working with buyers can be tedious, tiring, relentless, and at times down right exhausting! Does this mean I’m doing my job? Yes, but it also means buyers need to change with the times. There’s been a drastic change within the real estate world just in the last few years. Competition in the market continues. Now buyers should be jumping out of their seats with overwhelming joy that our INTEREST RATES and PRICES are the bomb right now! WHY are you waiting? I couldn’t even tell you how many times I have encountered buyers who THINK they are ready to buy until they actually get out there and look. Then it’s like most of the buyers out there turn into kids in a candy shop whose parents told them they are limited to just one, only worse, they not only can’t choose but they turn the candy over to look at the calories and fat content on the nutrition information only with houses. Could you imagine what that’s like for your agent?
Now that I have your attention, humor me just for one minute, Read more
A Prop 60 Case
I have a client who wants to sell his house and buy a duplex and wanted to know if he can benefit from Prop 60. Prop 60 allows one to transfer his current property tax to his new residence. This is a complicated matter and does not have one simple answer. It depends on many factors such as county of property, age of the property owner, market value of the duplex and more specifically the unit he would be occupying. According to County appraiser, my client may transfer his property tax if he is over 55 years of age, and the property he sells is less than or equal to the portion of the duplex he will occupy. Of course these properties have to be primary residence. If the duplex has 2 identical units, then it’s easy, the price of the new primary residence is half of the total appraised value. But, what if the units are different in size and value. It is up to the county Appraiser to individually appraise the units after the transfer of the property. One way to do that is to distribute the total value of the duplex by its square footage. Sometimes, the appraiser may look at the comparable properties in the neighborhood and evaluate the units individually that way. Read more
Fiesta de Trituracion
Prudential California Realty San Bruno estará patrocinando el 4to Evento Anual de Trituración de Documentos. Este es un servicio gratuito que la compañía provee como servicio a nuestra comunidad en forma contribución. Debido al éxito y evolución del evento, tendremos dos camionetas que se aseguran que hasta el último documento sea triturado en una manera segura por que queremos para poder asistir a más miembros de la comunidad. ¡El año pasado trituramos más de una tonelada de papel y esperamos triturar más esta año!
El Proceso no podría ser mas fácil. Usted simplemente se estaciona en nuestro estacionamiento donde uno de los agentes de Prudential lo recibirá and recogerá sus documentos.
Un beneficio adicional es que las camionetas tienen un monitor con video donde usted podrá ver cuando sus documentos sean levantados hasta la camioneta. Esto le dará una seguridad extra de que sus documentos son destruidos seguramente. También para su disfrute vamos a proveer un lonche ligero y bebidas. En verdad que es un evento muy agradable.
Prudential San Bruno patrocina este evento anualmente, marque su calendario cada Abril, normalmente hacemos este evento cerca del Día de La Tierra.
Para que tenga una idea de como es y cómo se organiza el evento por favor presione en la cadena que esta abajo para ver un video del evento anterior.
La información de La Fiesta de Trituración es la siguiente:
Sábado 23 de Abril
10AM-2PM
180 El Camino Real
San Bruno, CA 94066
(Prudential San Bruno Parking Lot)
Con especial agradecimiento a los creadores del video, Annie Chang, Jay Sondhi, Jean Joh & Shokoofeh Nowbakht
Lupita Fernández-Terlau
http://www.lterlau.prucal.com/
San Francisco Giants World Series Trophy is Coming to Daly City
The San Francisco Giants World Series Championship Trophy is coming to Daly City from 11:00 a.m. to 1:00 p.m. on Friday, February 18, 2011. Giants fans can get an up-close view of the trophy when it comes to City Hall, 333 90th Street. This once in a lifetime opportunity is free to the public. Parking around the Daly City Civic Center is limited, so fans are encouraged to carpool or take public transit (SamTrans Route 121 stops at Edgeworth Avenue and 90th Street).
“For more than 52 years, our dedicated fans have supported us through thick and thin,” said Giants Managing General Partner and CEO Bill Neukom. “The trophy belongs to them as much as it belongs to us, and we want to thank our fans by extending the World Champions celebration throughout Giants country.”
Since this is a first for the Giants, they are not sure how many people will visit the trophy, but initial “viewing” parties were tremendously popular with fans. The Giants are going to do their best to accommodate everybody, but the lines will be managed on a first-come, Read more
The Silent Killer….
Amongst many new laws being enacted in 2011, is one that will require carbon monoxide detectors in every single home in California by July 1, 2011. Newly constructed homes are required to have them effective January 1, 2011. Although many new laws are often silly, this one seems super important, since so many people die each year due to carbon monoxide posioning.
For those unfamiliar with carbon monoxide poisoning, it is known as the silent killer. It is a colorless, odorless gas that is nearly impossible to detect without a CO detector and seeps out through gas heaters and appliances, as well as through engines left running in garages off homes.
It can cause nausea, headaches, dizziness, chest pain and vomiting and is really hard to diagnose because the symptoms are so similar to other illnesses that occur during the winter months. It can and does kill. Just one example are the 5 teenagers in Florida that died in December. According to Wikipedia, on average 170 people die every year due to this killer. Read more
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