Roweena Nastor

Refinance, Loan Modification or Short Sale?
December 17, 2008 · · 6 Comments

Refinance, Loan Modification or Short Sale?

This is the biggest homeowner question when I attended a Foreclosure Help Clinic this last weekend.  There’s no magic answer to this…it’s a case by case basis and really depends who the lender is or are when there’s more than one loan.  Each lender is different.

Refinance – when you owe more than today’s fair market value of your property or if your income status has changed for the worst then refinancing may not be an option for you.

Loan Modification – when you want to keep your property because it makes more sense to stay than rent; when your income status has changed for the worst due to illness, job lost or decrease income, death, divorce… Read more

Roweena Nastor

First time home buyers…great news!
August 26, 2008 · · Comment here

It’s a home buyers heaven right now…good rates, a lot of properties to choose from with prices unheard of for years.  And now, another credit offer?  Read the facts…click here or copy to your browser: http://www.federalhousingtaxcredit.com/ ….and you will end up buying your dream home. 

I surely hope home buyers will take advantage of today’s market…because just like every good things in life, this homebuyer’s heaven will not be forever.