What shall it be; Loan Modification? Short Sale? Foreclosure?
You are among the millions underwater and over stressed. What shall you do.
Your credit will be most negatively affected with a Foreclosure, then a short sale. As long as you stay current on your loan, loan modification should not affect your credit. Your credit score weather it is right or wrong is used by potential employers before hiring, landlords before renting, insurance companies before granting insurance and etc. Depending on your individual situation maybe credit is not important.
My client’s father nearing retirement age could live in his son’s rental unit and will not be looking for another job said he might pass away before his home in Las Vegas is worth as much as as his loan. He opted for foreclosure. Read more
San Bruno Real Estate “Shake Up”!

Skycrest Village- New Homes- San Bruno
From the Skycrest Village, new homes in San Bruno, to the bank owned fixer uppers, San Bruno homes for sale are feeling the shift of a real estate “shake up”! Inventory over the past few weeks has dwindled down to a mere 40 homes for sale and 15 condos. That’s not too many when you consider that San Bruno consists of 14,677 households.
Prudential San Bruno’s 3rd Annual Shredding Party
Prudential California Realty San Bruno office is hosting its 3rd annual shredding event. This event is a complimentary event we host for the community. Each year has been a huge success and continues to grow every year. Last year the shredding truck was filled to the brim. The driver had to drive the truck around the block to try and level the paper out in hopes of getting everyone’s documents shredded. By the end of the event both sides of the truck were protuding out, but we did manage to get everyone’s documents safely shredded. Last year we shredded an excess of 12,ooo lbs of paper.
Cars start piling in early as Prudential agents assist them at their cars to off load their documents. Some people drive in with a truck load of boxes and Read more
Is it a “Buyer’s Market” or a “Buyers Market”?
The short answer is BOTH! What’s the difference and how can the market be both? A buyer’s market refers to a market where the conditions are more favorable toward the buyer. In real terms, the buyer has an upper hand in negotiations due to conditions. But what do I mean when I’m referring to a “buyers market”?
I’m referring to the incredible number of buyers we are now seeing in our local market signaling what may be the end of the the real estate free fall, at least in parts of the bay area. Just this morning, in my office’s weekly meeting, we discussed open house traffic over the weekend. Read more
What lays behind the front door?
Have you ever wondered how people live? I have always been fascinated by the interior of homes, what lies inside and how people live. Perhaps its my education and background in interior design/art history or maybe curiosity.
Well, boy was I taken aback and surprised to see what I found in this one particular home in Daly City. It was new on the market, a short sale so I previewed it for my clients prior to showing it on Sunday. The listing agent did forewarn me that the home was in shambles. And Yes it was a mess, however I did not make it down to the garage/basement that day because it was dark and the electricity was shut off and boy was I in for a big surprise. Read more
Benefits of staging!
After writing my blog on “What is staging?” I am following up with the benefits of staging and the return in dollars to the seller. After some thought, I called a friend, Yvette Thoma, who was a San Bruno Prudential Realtor and who has gone on to successfully open “Let’s Stage it” a local staging company.
She was kind to provide me with some real numbers and facts. Per Yvette Thoma “Out of the last 25 homes staged in 2008, “Let’s Stage it” clients in San Francisco recieved 3% above average market asking price and in some cases 8% above asking. The homes also sold in half the time.” Per Yvette “the cost of staging is much less than your first price reduction!” Lastly “Staging is not a expense it is an investment and is tax deductible.” Read more
Can I really buy a house in Daly City for under $400,000?
Not only can you buy a house in Daly City for under $400,000 right now but in South San Francisco, Pacifica, and San Bruno as well. Most of these lower priced bargains are short sales and bank owned property. They are not always in the best shape or have a lot of bedrooms but they are opportunities that some people have been waitng for! Although there is competion again to buy in this price range, more and more homes become available every week. It’s sad on one hand but a hopeful first time buyer’s dream! Read more
Have We Hit the Bottom
I was reading the January/February 2009 edition of the California Association of Realtors Magazine and came across this article I thought I would share. The article has good facts with a positive economic forecast for 2009 and the graph is a great visual representation of the history of the market.
To read the full article click on the thumbnail image of the article below, then click once more on the article to make the content larger.

















